Improve cash flow with early payments from your customers
Take Control with C2FO℠
Use C2FO’s secure online platform to accelerate the payment of customer receivables when you want and at rates that meet your needs.
Working Capital Made Easy®
Zero fees
You only pay for the discount you offer for early payment
Fast Payment
Get paid in as little as 24 hours after offering a discount
Control your cash flow on your terms
- Grow your business without growing debt
- Bring in capital to meet seasonal demand
- Control financial metrics during key reporting periods
How it works
No banks, factors, debt or commitments—simply log in and request early payment.
1
Review invoices
Customers have already uploaded your invoices
2
Make your selection
You choose which invoices to discount
3
Set a discount rate
You offer a discount for early payment
4
Receive payment
If accepted, payment is released
We save four to five times more in the cost of money using C2FO. It's based on the invoices and it's there when we need it. It's been a game changer for us.
Founder and CEO, UV Skinz
Offered by the world's leading companies
The world's most forward-thinking companies facilitate early payments through C2FO.
Days Paid Early (DPE)® by an average of 28 days
Over the past five years, businesses using C2FO have accelerated payment on their receivables by an average of 28 days before the original invoice due date. The C2FO platform puts cash in your hands quickly, helping your company grow.
How C2FO compares
Typical cost of funding for $100,000 over 30 days
Invoice Factoring
-
COST
-
$3,000
-
FEES
-
2% of Invoice
Asset-Based Lending
-
COST
-
$1,833
-
FEES
-
2% Annual
Line of Credit
-
COST
-
$900
-
FEES
-
1% Annual
C2FO
-
COST
-
$500
-
FEES
-
None
Frequently asked questions
Companies use C2FO because it allows them to take more control of their cash flow by controlling when they get paid. It’s also faster, easier, and provides a lower cost of capital than other sources of funding.
C2FO is the technology and support provider behind your customers’ early payment programs. The C2FO platform provides a secure portal to request early invoice payments on demand.
Once your offer is accepted, payment is delivered using your current payment method.
Payments are generally processed and distributed within 48 hours of an offer being accepted.
Using the early payment program does not alter any existing terms or payment process.
The early payment program is different than supply chain finance. You can toggle between self-funded early payment and early payment from your customers — on your own terms.